Case source

Nautilus Insurance Co. v. Motel Management Services Inc.

Nautilus Insurance Co. v. Motel Management Services Inc., 2022 WL 15722613 (3d Cir. 2022)

Source reviewed November 4, 2026

What the source establishes

The policy excluded claims arising out of assault or battery, including related failure-to-prevent or inadequate-security allegations. Applying Pennsylvania’s complaint-and-policy four-corners rule, with but-for causation undisputed, the court held that the specific allegations triggered the exclusion. The District Courts entered judgment on the pleadings for Nautilus, and the Third Circuit affirmed: no duty to defend and therefore no duty to indemnify. That coverage ruling does not establish the hotel’s liability or any payment; the disposition is not precedential and is not an opinion of the full court.

NOT PRECEDENTIAL | * This disposition is not an opinion of the full Court and pursuant to I.O.P. 5.7 does not constitute binding precedent.